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For all home loan rates and offers click here.

From Monday 25 May, ME Bank are now accepting JobKeeper payments as part of eligible income. This is a temporary policy change.

Monday 18 May 2020 – Citi will make changes to Fixed Interest Rates as follows:

From Friday 15 May, Suncorp are offering $3,000 cash back on refinances. Frontline workers are also eligible for an extra $1,000 cash back. Applications must be lodged by 10 July 2020 and settle by 10 November 2020. For full T&C’s click here.

From Sunday 17 May, self-employed maximum LVR will be reduced to 80%. There will also be changes to and Income Shading with the following reduced to 60%; Bonus, Overtime, Dividends, Commission, Interest, Directors Fees. Superannuation, Annuities, Private Pension and SMSF income has reduced to 80% where not evidenced as paid at a guaranteed value for life.

Heritage Bank has advised they are extending their offer of $0 application fee until 30 June 2020.

The Victorian government has announced plans to extend the regional First Home Owners Grant (FHOG) for an additional twelve months, to 30 June 2021. Those first home owners buying or building a new property in regional areas can access $20,000 subject to meeting eligibility criteria. For more: https://www.sro.vic.gov.au/regionalFAQshttps://www.sro.vic.gov.au/regionalFAQs

Get up to $2,000 cashback when refinancing to Bank of Melbourne, Bank SA or St George (depending on your home state). Refinance minimum of $250,000. Apply by 29 May 2020 and have settle by 31 July 2020 to qualify. T&C’s apply.For more: https://www.stgeorge.com.au/personal/home-loans/refinancing/

From 9 March 2020 ANZ are offering up to $4,000 cashback on eligible refinancing home lending of $250,000 or more. Must apply by 31 May 2020 and the loan be drawn down by 30 September 2020. Other T&C’s apply. For more: http://communication.ecomm.anz.com/ANZBroker/2010037/article2

CommBank are offering a $2,000 cashback offer to any new customers who refinance their home loan to them. T&C’s:– Must apply by 3 August 2020 and have loan funded by 9 October 2020– Owner occupied home loans, all investment loans and viridian lines of credit includedFor more: https://www.commbank.com.au/latest/cba-home-loan-refinance-offer.html